Cookie Policy

What Are Cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and provide information to website owners.

At Merdian Marine & Cargo Insurance Group, we use cookies to enhance your browsing experience, analyze site traffic, personalize content, and serve targeted advertisements. This policy explains what cookies we use, why we use them, and how you can control them.

Types of Cookies We Use

Third-Party Cookies

In addition to our own cookies, we may also use various third-party cookies to report usage statistics, deliver advertisements, and so forth. These include:

• Google Analytics: Helps us understand how visitors use our site
• Google Ads: Delivers relevant advertisements based on your interests
• Facebook Pixel: Enables social media integration and advertising
• LinkedIn Insight Tag: Helps us reach professional audiences
• Hotjar: Provides insights into user behavior through heatmaps

How to Control Cookies

You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in our Cookie Consent Manager, which appears when you first visit our site.

Browser Controls

Most web browsers allow you to control cookies through their settings. You can usually find these settings in the "Options" or "Preferences" menu of your browser. The following links may be helpful:

• Chrome: Settings → Privacy and security → Cookies
• Firefox: Settings → Privacy & Security → Cookies
• Safari: Preferences → Privacy → Cookies
• Edge: Settings → Privacy, search, and services → Cookies

Impact of Disabling Cookies

Please note that if you choose to disable cookies, some parts of our website may not work properly. For example:

• You may not be able to stay logged in to your account
• Your preferences and settings may not be saved
• Some features of our tracking portal may be limited
• The website may load more slowly

Cookie Consent

When you first visit our website, you will be presented with a cookie consent banner. You can choose to:

• Accept All: Enable all cookies including analytics and marketing
• Essential Only: Only enable cookies necessary for the website to function
• Customize: Choose which types of cookies to enable

You can change your preferences at any time by clicking on the "Cookie Settings" link in our website footer.

Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our data practices. When we make changes, we will update the "Last updated" date at the top of this policy. We encourage you to review this policy periodically.

Contact Us

If you have any questions about our use of cookies, please contact us: